Bilder single
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Bilder und Sprüche für Singles
The Sum Assured will be calculated as follows:. Regular Premium. Higher of. Limited Premium. Single Premium. Equity Fund. Top Fund. Equity Optimiser Fund. Growth Fund. Balanced Fund. Bond Fund. Money Market Fund. Discontinued Policy Fund. Lower of 0. Debt instruments. Money Market instruments.
Changing the Sum Assured of the plan After 5 policy years, you have the option to alter the Sum Assured on the plan. You may increase or decrease it. The conditions for doing them is as follows:. Our Products Motor Insurance. Health Insurance. Life Insurance. Other Insurance. My Policies Log Out. On Maturity, you will get the Fund Value as a lumpsum amount. This will depend on the number of years, you want to pay the premiums. Regular Premium - In this plan type, you will have to pay the premium throughout the policy term Limited Premium - In this you will have the option for paying only for a few years.
Single Premium - You opt to make only one single payment at the time of purchasing the policy. Investment Period. Select City Mumbai, Maharashtra. Show premiums. The Guaranteed Additions would be used to buy the Units of the Funds and would be credited to your plan. These are as shown in the cells shaded in blue.
Once you decide on that, you will have to select the Sum Assured based on the table given above. That will decide the amount of cover you wish to have from the beginning.
In this plan you have the flexibility to make partial withdrawals. So the Death Benefit will be reduced to the extent of partial withdrawals made in the last 2 years for age on death below 60 years and for age on death 60 years of above, all partial withdrawals made from the age of 58 onwards. You can also choose to take the maturity benefits in installments to get a regular flow of income.
You can choose a period between 2 to 5 years from the date or maturity to get this regular payout. This period is called the Settlement Period. This is how it works: The funds will remain invested in the same funds that you are invested in. You will have to bear the investment risk. Which means that the markets may go up or down in this period and there is a chance that the Fund Value will change. You can choose to get the payments in monthly, quarterly half-yearly or annual mode.
Once you decide on the number of years between 2 to 5 years in which to receive the payments and the frequency, the Fund Value would be divided by that count and the first payment would be made to you.
Every other payment would be based on the Fund Value divided by the balance number of installments. At any point, you can choose to withdraw all the balance amount and stop the installments. In case of death of the policyholder in the Settlement period, the remaining Fund Value will be paid to the nominee in lumpsum. So this charge is applied every time you make a premium payment. Equity Optimiser Fund - similar to Equity Fund.
Balanced Fund - similar to Growth Fund with a higher Debt investments. Money Market Fund - There is no equity investments. Investments are into relatively safe assets. Insurance Calculators. Leave a Comment. Show Comments. Company Information About Us. Connect with Us Contact Us Feedback. Quick Connect Phone: Email: contact myinsuranceclub. Important : Insurance is the subject matter of solicitation. Regular Premium - Rs. End of Policy Year. Regular Premium Plan.
Limited Premium Plan. Single Premium Plan. Higher of 10 x AP or 0. Higher of 7 x AP or 0. Policy Year. Fund Management Charge. Year of Discontinuance. Discontinuation Charge.
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The Sum Assured will be calculated as follows:. Regular Premium. Higher of. Limited Premium.
Commission fee for conversion in case card account has another currency than transaction currency.
